/* ============================================================
   Unsecured Financing Pre-Lander — The Morning Deal brand.
   Navy #002950 + gold #FCD981, Montserrat headings / Roboto body.
   Single page, mobile-first. Mirrors recon.themorningdeal.com.
   ============================================================ */
:root{
  --navy:#002950; --navy-2:#013a72; --gold:#FCD981; --gold-deep:#E9B84A;
  --ink:#16232f; --muted:#5d6b7a; --line:#e7ecf2; --soft:#f6f9fc; --green:#16a34a;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Roboto',-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.mont{font-family:'Montserrat',sans-serif}
img{max-width:100%;display:block}
a{color:var(--navy)}
.wrap{max-width:960px;margin:0 auto;padding:0 22px}

/* header */
.site-head{padding:26px 0 6px;text-align:center}
.site-head .logo{height:52px;width:auto;margin:0 auto}
.site-head .powered{margin-top:11px;display:inline-flex;align-items:center;justify-content:center;gap:8px;color:var(--muted);font-size:10.5px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase}
.site-head .powered img{height:16px;width:auto;opacity:.92}

/* hero */
.hero{background:var(--navy);color:#fff;text-align:center;padding:44px 0 48px;margin-top:18px}
.hero .eyebrow{color:var(--gold);font-family:'Montserrat',sans-serif;font-weight:800;font-size:13px;letter-spacing:1.6px;text-transform:uppercase;margin-bottom:14px}
.hero h1{font-size:42px;font-weight:800;line-height:1.08;letter-spacing:-0.5px;max-width:780px;margin:0 auto}
.hero h1 .amt{color:var(--gold)}
.hero .sub{margin-top:18px;font-size:18px;font-weight:600;color:#dbe6f1;max-width:560px;margin-left:auto;margin-right:auto}
.hero .sub2{margin-top:8px;font-size:15px;color:#aebfd2;max-width:560px;margin-left:auto;margin-right:auto}

/* CTA button */
.cta{display:inline-block;background:var(--gold);color:var(--navy);font-family:'Montserrat',sans-serif;font-weight:800;font-size:21px;letter-spacing:.2px;text-decoration:none;padding:20px 46px;border-radius:8px;box-shadow:0 14px 30px -10px rgba(233,184,74,0.75);transition:transform .12s,box-shadow .12s;border:0;cursor:pointer}
.cta:hover{transform:translateY(-2px);box-shadow:0 20px 40px -10px rgba(233,184,74,0.92)}
.ctablock{text-align:center;margin:28px 0 4px}
.trust{margin-top:14px;color:#aebfd2;font-size:13.5px;font-weight:600;display:flex;align-items:center;justify-content:center;gap:8px;flex-wrap:wrap}
.trust.dark{color:var(--muted)}
.lockicon{width:13px;height:15px;position:relative;display:inline-block}
.lockicon i{position:absolute;bottom:0;width:13px;height:9px;background:currentColor;border-radius:2px}
.lockicon b{position:absolute;top:0;left:2.5px;width:8px;height:8px;border:2px solid currentColor;border-bottom:none;border-radius:5px 5px 0 0}

/* program cards */
.programs{padding:50px 0 6px}
.sec-h{text-align:center;margin-bottom:30px}
.sec-h h2{font-size:30px;font-weight:800;color:var(--navy);letter-spacing:-0.3px}
.sec-h .dash{width:54px;height:4px;background:var(--gold);margin:13px auto 0;border-radius:2px}
.cards{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:880px;margin:0 auto}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px 26px;box-shadow:0 18px 44px -30px rgba(0,41,80,.5);display:flex;flex-direction:column}
.card h3{font-size:20px;font-weight:800;color:var(--navy);line-height:1.2;padding-bottom:14px;border-bottom:3px solid var(--gold);margin-bottom:18px}
.card ul{list-style:none;flex:1}
.card li{position:relative;padding-left:27px;margin-bottom:11px;font-size:15.5px;color:var(--ink);line-height:1.45}
.card li::before{content:"";position:absolute;left:0;top:6px;width:16px;height:16px;background:var(--green);border-radius:50%}
.card li::after{content:"";position:absolute;left:5px;top:9px;width:4px;height:8px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(40deg)}
.card .req{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:13px;color:var(--muted);line-height:1.5}
.card .req b{color:var(--navy);font-family:'Montserrat',sans-serif;font-weight:800;display:block;font-size:11.5px;letter-spacing:1px;text-transform:uppercase;margin-bottom:6px}

/* process strip */
.process{padding:54px 0 8px}
.steps{display:flex;align-items:flex-start;justify-content:center;gap:6px;max-width:680px;margin:0 auto}
.step{text-align:center;flex:1}
.step .num{width:58px;height:58px;border-radius:50%;background:var(--navy);color:var(--gold);font-family:'Montserrat',sans-serif;font-weight:800;font-size:24px;display:flex;align-items:center;justify-content:center;margin:0 auto 12px}
.step .nm{font-family:'Montserrat',sans-serif;font-weight:800;color:var(--navy);font-size:17px;letter-spacing:.5px}
.step .ds{font-size:13.5px;color:var(--muted);margin-top:5px;line-height:1.4}
.arrow{color:var(--gold-deep);font-size:26px;font-weight:800;padding-top:14px;flex:0 0 auto}

/* final CTA band */
.finalcta{margin-top:54px;background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:46px 0}
.finalcta .line{text-align:center;color:var(--ink);font-size:17px;font-weight:600;max-width:560px;margin:0 auto 4px}

/* footer */
footer{padding:30px 0 40px}
footer .wrap{text-align:center}
footer .fl{display:flex;align-items:center;justify-content:center;gap:9px;margin-bottom:12px}
footer .fl img{height:22px;width:auto}
footer .fl .pw{color:var(--muted);font-size:11px;font-weight:700;letter-spacing:.8px;text-transform:uppercase}
footer p{color:var(--muted);font-size:12px;max-width:680px;margin:8px auto 0;line-height:1.6}
footer .crr{margin-top:12px;font-size:12px;color:var(--muted);font-weight:600}

@media(max-width:760px){
  .hero{padding:34px 0 38px}
  .hero h1{font-size:31px}
  .hero .sub{font-size:16px}
  .cta{font-size:18px;padding:18px 28px;width:100%;max-width:420px}
  .cards{grid-template-columns:1fr;max-width:460px}
  .sec-h h2{font-size:24px}
  .steps{gap:2px}
  .step .num{width:48px;height:48px;font-size:20px}
  .step .nm{font-size:14px}
  .step .ds{font-size:12px}
  .arrow{font-size:20px;padding-top:11px}
}